Transform Your Construction Cash Flow with MCA Relief
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Understanding Construction MCA Challenges
Our Proven Process for MCA Relief
Step 1
Step 1: Evaluate Your Situation
We begin by assessing your current MCA obligations and cash flow needs to tailor a solution that fits your business.
Step 2
Step 2: Negotiate Better Terms
Our team negotiates with lenders to reduce your daily or weekly drafts, aiming to cut payments by up to 70%.
Step 3
Step 3: Consolidate and Simplify
We consolidate multiple MCAs into a single, manageable payment, ensuring your cash flow remains steady and predictable.
Comprehensive Debt Analysis
Our Expert Services
MCA Payment Reduction
We specialize in significantly lowering your daily or weekly MCA payments, freeing up cash flow for essential business operations.
Stacked MCA Consolidation
Our team consolidates multiple MCA loans into a single, manageable payment, reducing financial strain and simplifying your repayment process.
Cash Flow Stabilization
We work to stabilize your cash flow, ensuring you have the necessary funds to keep your projects on schedule and your business thriving.
Lender Negotiation
Our experts negotiate directly with lenders to secure better terms, reducing pressure and helping you regain financial control.
Business Continuity Planning
We ensure your business operations remain uninterrupted while we manage and negotiate your MCA debts.
Financial Advisory Services
Receive tailored financial advice to prevent future MCA dependency and strengthen your business’s financial health.
Subcontractor Payment Solutions
We offer solutions to ensure timely payment to subcontractors, preventing project delays and maintaining strong business relationships.
Material Cost Management
Our services include strategies to manage material costs effectively, ensuring your projects remain within budget.
Weekly Payment Reduction Chart.
Select your Debt Amount to see Qualifications
| Current | New |
|---|
| $1,000 | $500 or less |
| $2,000 | $460 to $1,000 |
| $3,000 | $690 to $1,500 |
| $4,000 | $920 to $2,000 |
| $5,000 | $1,150 to $2,500 |
| $6,000 | $1,380 to $3,000 |
| $7,000 | $1,610 to $3,500 |
| $8,000 | $1,840 to $4,000 |
| $9,000 | $2,070 to $4,500 |
| $10,000 | $2,300 to $5,000 |
Why Choose MCA Shield?
Benefits of Reducing MCA Drafts
By choosing MCA Shield, construction companies can experience a transformative impact on their financial health. Our services lead to improved cash flow, allowing businesses to allocate funds more effectively across various projects. With reduced MCA drafts, companies can avoid costly project delays, ensuring that all operations run smoothly and on time. Timely payments to subcontractors become a reality, fostering trust and reliability within your network. Equipment maintenance and procurement are no longer hindered by financial constraints, ensuring that your job sites remain fully operational. Additionally, reducing MCA drafts helps prevent negative bank balances, safeguarding your business from potential financial pitfalls. Our clients also benefit from a reduced risk of legal action related to MCA debts, providing peace of mind and a stable foundation for future growth.
What Our Clients Say
★★★★★
“MCA Shield transformed our business by cutting our MCA payments in half. We now have the cash flow needed to keep our projects on track.”
John D.
CEO, Skyline Construction
★★★★★
“Thanks to MCA Shield, we consolidated our loans and reduced lender pressure. Our financial stability has never been better.”
Emily R.
Owner, Rapid Build Co.
Take Charge of Your MCA Payments
Imagine a world where your cash flow works for you, not the other way around. With our expert team at MCA Shield, you can break free from the cycle of overwhelming MCA payments and seize the financial control you deserve. Our innovative strategies are designed to empower your construction business, enabling you to redirect funds towards growth and project completion instead of daily drafts. By choosing to take this step, you’re unlocking the potential for a brighter, more stable future for your operations, ensuring your projects stay on track while fostering the resilience and reliability your clients and subcontractors expect. Now is the time to transform your financial landscape and embrace a thriving business environment.
MCA Debt Relief — Qualification Requirements
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You must have one or more Merchant Cash Advances (MCAs)
Any number of advances qualifies — even 2, 3, 4, or more stacked MCAs. -
Your business must still be operating
Brick-and-mortar, online, service-based, or home-based businesses all qualify. -
You can be either CURRENT or in DEFAULT
Both situations qualify for relief options:-
Current accounts → payment reduction, consolidation, restructuring
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Defaulted accounts → settlement, legal support, or workout plans
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Your business needs to have active deposits
Daily, weekly, or monthly revenue is sufficient — even if inconsistent. -
You must have a business bank account
Relief programs require an account where new, reduced payments can be managed. -
You must be experiencing MCA-related cash flow stress
Overdrafts, missed payments, seasonal slowdowns, or lender pressure all count. -
Any industry can qualify
Retail, construction, trucking, restaurants, medical, e-commerce, real estate, professional services, etc. -
UCC liens are okay
Many businesses with MCA liens still qualify for consolidation or settlement. -
Poor credit is not an issue
Relief programs focus on cash flow — not your credit score. -
You do NOT need collateral, tax returns, or new financing
MCA relief is not a loan — no underwriting or collateral is required. -
You can qualify even if you were denied by your MCA lenders
Previous funding denials do not affect eligibility.