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MCA SHIELD

Education, financial consulting, and referrals for business owners exploring merchant cash advance relief.

Our consultation is free. Independent providers set their own service fees. We receive compensation for directory placements and lead purchases and may receive compensation from select referral partners.

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Important information about our services and educational content

Our role and compensation: MCA Shield LLC provides education, financial consulting and referrals and publishes company directories and profiles. Our consultation is free. We receive compensation for paid Platinum placements and lead purchases and may receive compensation from select referral partners. Placement reflects advertising participation, not an independent quality ranking. A company’s inclusion alone does not establish paid membership, a referral relationship or our endorsement. Independent providers set their own fees, eligibility requirements and terms; availability varies by provider and state.

How inquiries are routed: With your permission, MCA Shield may share your inquiry and authorized contact details with one qualified referral partner offering the service you requested. We receive compensation for the referral. MCA Shield distributes each referred inquiry to one company; you may contact other providers independently. The relevant form disclosures and your permission govern sharing. See our Privacy Policy for details.

Independent services: MCA Shield is not a lender or law firm. We do not assume your debt, make payments to funders, control collections or provide legal representation, credit repair, accounting or tax services. Any provider services require a separate agreement. Confirm who will perform the work, who represents you in any legal matter and what the engagement includes before signing.

Education, not legal advice: Articles, firsthand observations, company profiles and tools provide general information, not a legal opinion or individualized tax or accounting advice. Discussions of reconciliation, UCC Article 9, liens, personal guarantees and judgments depend on specific contracts, facts and applicable law. Reading this site, submitting a form or speaking with MCA Shield does not create an attorney-client relationship. Consult a licensed attorney about your legal rights and a qualified tax professional about possible tax consequences.

Obligations and deadlines remain: A consultation, referral or program enrollment does not itself change your contracts, suspend payments, stop collections or lawsuits, extend court deadlines, remove liens or release personal guarantees. Obtain appropriate legal advice before stopping withdrawals, moving assets or changing payment arrangements. If you receive legal papers, contact an attorney promptly.

No guaranteed outcome: Results depend on your finances, agreements, creditor participation and ability to meet agreed terms. Not every business qualifies for or completes a program. MCA Shield does not guarantee funding, creditor acceptance, a payment or balance reduction, a completion date, or protection from collection or litigation. Proposed terms are not accepted creditor agreements. Missed payments and some workout arrangements may involve fees, collection activity, litigation, credit or financing consequences and potential tax obligations.

Payment reductions and savings: A lower daily or weekly payment does not necessarily reduce the total amount owed. A longer schedule or added fees can increase total cost. Calculators and examples illustrate stated assumptions and inputs; they are not quotes, approvals, affordability determinations or predictions of results. Provider projections and selected outcomes do not establish what your business will achieve. Compare total payments, all fees, duration, remaining obligations and written release conditions.

Company research and outside sources: Profiles may draw on provider websites, review platforms, accreditation records and other identified sources. Ratings, reviews, services and business status can change, and company-reported claims are not necessarily independently verified outcomes. A listing, external link or accreditation is not a guarantee of suitability or performance. Confirm current information and written terms directly with the provider; review any compensation disclosure accompanying a recommendation or placement.

Profiles and contact links: Links to a company’s website take you to that company. A clearly labeled MCA Shield quote form requests help through MCA Shield and may lead to a different provider, including when reached from an unpaid company’s profile. A form expressly identified for a named company is intended for that company. The applicable form notice and your permission govern how your information may be shared. Payment does not purchase favorable reviews or editorial conclusions, and factual corrections are available regardless of membership.

Platinum membership: Platinum offers sponsored directory exposure, profile presentation input and designated links to a member’s chosen relevant webpage. Availability and approval apply. See the Platinum Membership page for current pricing, benefits, directory rotation, billing and reservation terms, and the lead-purchase rules for buyer eligibility and purchase details. Membership does not guarantee search rankings, traffic or business results. Review the Terms of Service before enrollment.

Before sharing information: Review our Privacy Policy and the disclosures on the relevant form to understand information collection, referral sharing and contact practices. Do not submit account passwords or banking login credentials. A footer notice does not replace the disclosures or permissions applicable to a particular form or communication.

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