Identify Financial Strain in Your Trucking Business
MCA Relief Solutions for Trucking Companies
Discover how MCA Shield can effectively alleviate the financial strain often associated with merchant cash advances on your trucking or logistics company, empowering your business to confidently navigate the path toward sustained growth and long-term success while ensuring seamless operations on the road. By providing tailored solutions, we help you immediately and drastically improve your cash flow while protecting your from liens and legal recourse.
Recognize the Signs
Warning Signs of MCA Debt Trouble
Struggling with Daily Payments
Multiple Loans Stacked
Threats from Lenders
Dipping into Personal Funds
Relying on personal savings for business expenses may indicate MCA debt issues and threaten your financial stability. This shows resource mismanagement, making it vital to address these concerns proactively.
Weekly Payment Reduction Chart
| Current | New |
|---|
| $1,000 | $500 or less |
| $2,000 | $460 to $1,000 |
| $3,000 | $690 to $1,500 |
| $4,000 | $920 to $2,000 |
| $5,000 | $1,150 to $2,500 |
| $6,000 | $1,380 to $3,000 |
| $7,000 | $1,610 to $3,500 |
| $8,000 | $1,840 to $4,000 |
| $9,000 | $2,070 to $4,500 |
| $10,000 | $2,300 to $5,000 |
Effective Strategies depending on need
MCA Relief Options for Truckers
MCA Payment Reduction
We have attorneys that strategicly negotiate with your lenders to significantly reduce your daily or weekly drafts, thereby liberating precious cash flow that can be reinvested into essential operations and growth initiatives for your business.
MCA Consolidation
MCA Settlement
MCA Restructuring
Legal Defense Against MCA Lenders
Trucking companies facing aggressive MCA lenders can find crucial support through legal assistance. Attorneys play a pivotal role in safeguarding your business by halting harassing communications and preventing unauthorized withdrawals. They are skilled in negotiating reduced payments and challenging unfavorable contract terms, ensuring your rights are protected. With legal backing, you can focus on keeping your trucks on the road without the constant threat of legal actions or financial strain.
Legal experts are essential for addressing UCC liens that may hinder future funding opportunities. By intervening early, attorneys can prevent lenders from escalating collection efforts, providing a buffer that allows your business to stabilize. Their expertise in navigating complex financial agreements ensures that your trucking operation remains compliant and protected from potential lawsuits, giving you peace of mind and the freedom to focus on growth.
In the trucking industry, every day off the road translates to lost revenue. Attorneys help mitigate this risk by ensuring that your financial obligations are manageable and aligned with your cash flow. Their intervention can lead to more favorable terms and conditions, allowing you to maintain operational efficiency and avoid costly disruptions. With their support, your trucking business can overcome financial challenges and continue to thrive.
Transportation Sectors We Serve
Owner-Operators
Hotshot Trucking
Box Truck Carriers
Reefer and Dry Van Fleets
Dispatching Companies
Freight Brokers
Last-Mile Delivery
Logistics Companies
Consequences of Ignoring MCA Debt
The Risks of Unmanaged MCA Debt
Failing to address MCA debt in the trucking industry can lead to severe repercussions. Missed fuel payments can quickly ground your operations, while neglected maintenance may result in failed DOT inspections. The inability to cover driver wages can cause staffing issues, further compounding operational challenges. Additionally, slow payments from brokers can exacerbate cash flow problems, making it difficult to sustain your business.
Secure Your Trucking Business's Future with MCA Relief
MCA Debt Relief — Qualification Requirements
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You must have one or more Merchant Cash Advances (MCAs)
Any number of advances qualifies — even 2, 3, 4, or more stacked MCAs. -
Your business must still be operating
Brick-and-mortar, online, service-based, or home-based businesses all qualify. -
You can be either CURRENT or in DEFAULT
Both situations qualify for relief options:-
Current accounts → payment reduction, consolidation, restructuring
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Defaulted accounts → settlement, legal support, or workout plans
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Your business needs to have active deposits
Daily, weekly, or monthly revenue is sufficient — even if inconsistent. -
You must have a business bank account
Relief programs require an account where new, reduced payments can be managed. -
You must be experiencing MCA-related cash flow stress
Overdrafts, missed payments, seasonal slowdowns, or lender pressure all count. -
Any industry can qualify
Retail, construction, trucking, restaurants, medical, e-commerce, real estate, professional services, etc. -
UCC liens are okay
Many businesses with MCA liens still qualify for consolidation or settlement. -
Poor credit is not an issue
Relief programs focus on cash flow — not your credit score. -
You do NOT need collateral, tax returns, or new financing
MCA relief is not a loan — no underwriting or collateral is required. -
You can qualify even if you were denied by your MCA lenders
Previous funding denials do not affect eligibility.