Navigate MCA Debt with Confidence
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Understanding the MCA Challenge
Louisiana business owners often face overwhelming financial pressure due to stacked merchant cash advances (MCAs). These advances, while providing quick capital, can lead to high daily drafts and unpredictable cash flow, severely impacting business operations. As payments accumulate, they can hinder growth and strain resources, making it difficult for businesses to thrive. MCA Shield is dedicated to helping these businesses regain stability by restructuring their MCA obligations into manageable plans, allowing them to focus on growth and success.
Key Benefits of Our MCA Relief Program
Significant Reduction in Daily Drafts
Experience a reduction in your daily or weekly payments by 50%–70%, giving you immediate financial relief.
Consolidated Payment Plans
We work with lenders to merge multiple MCAs into a single, manageable repayment plan, simplifying your financial commitments.
Enhanced Cash Flow Protection
Our strategies help protect your business’s cash flow, reducing lender pressure and safeguarding your operations.
Uninterrupted Business Operations
Continue running your business without disruptions, thanks to a more sustainable payment structure.
Industries Benefiting from MCA Relief
- Trucking & Logistics
- Seafood & Commercial Fishing
- Restaurants & Hospitality
- Construction & Contracting
- Oilfield Services
- Retail Businesses
- Auto Repair & Towing
- Salons & Barbershops
- E-commerce Stores
- Healthcare & Professional Services
- Manufacturing & Production
- Agriculture & Farming
- Real Estate & Property Management
- Education & Training Services
- Entertainment & Media
- Transportation & Delivery Services
- Financial & Insurance Services
- Technology & IT Solutions
$500k
Cities We Serve in Louisiana
New Orleans
Known for its vibrant culture and bustling economy, New Orleans businesses often seek MCA relief to manage cash flow effectively.
Baton Rouge
Baton Rouge’s diverse industries benefit from our tailored MCA solutions, ensuring financial stability and growth.
Shreveport
Shreveport entrepreneurs leverage our services to streamline their financial obligations and focus on expansion.
Lafayette
Lafayette businesses utilize our MCA restructuring to maintain operations and enhance profitability.
Lake Charles
In Lake Charles, we assist companies in reducing MCA burdens, allowing for better resource allocation.
Kenner
Kenner’s local businesses trust us to negotiate favorable terms and consolidate their MCA commitments.
Bossier City
Bossier City enterprises rely on our expertise to alleviate MCA pressures and secure their financial future.
Monroe
Monroe business owners benefit from our strategic approach to managing and reducing MCA debt.
What Our Clients Say
“MCA Shield transformed our financial outlook. We went from struggling with daily payments to having a manageable plan. Highly recommend!”
John D., Construction Business Owner
“Thanks to MCA Shield, we reduced our MCA payments by 60%. Our cash flow is stable, and we can focus on growing our business again.”
Lisa M., Restaurant Owner
“The team at MCA Shield was a lifesaver. They negotiated with our lenders and gave us the breathing room we desperately needed.”
Michael T., Retail Store Manager
Take Control of Your MCA Payments Today
MCA Debt Relief — Qualification Requirements
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You must have one or more Merchant Cash Advances (MCAs)
Any number of advances qualifies — even 2, 3, 4, or more stacked MCAs. -
Your business must still be operating
Brick-and-mortar, online, service-based, or home-based businesses all qualify. -
You can be either CURRENT or in DEFAULT
Both situations qualify for relief options:-
Current accounts → payment reduction, consolidation, restructuring
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Defaulted accounts → settlement, legal support, or workout plans
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Your business needs to have active deposits
Daily, weekly, or monthly revenue is sufficient — even if inconsistent. -
You must have a business bank account
Relief programs require an account where new, reduced payments can be managed. -
You must be experiencing MCA-related cash flow stress
Overdrafts, missed payments, seasonal slowdowns, or lender pressure all count. -
Any industry can qualify
Retail, construction, trucking, restaurants, medical, e-commerce, real estate, professional services, etc. -
UCC liens are okay
Many businesses with MCA liens still qualify for consolidation or settlement. -
Poor credit is not an issue
Relief programs focus on cash flow — not your credit score. -
You do NOT need collateral, tax returns, or new financing
MCA relief is not a loan — no underwriting or collateral is required. -
You can qualify even if you were denied by your MCA lenders
Previous funding denials do not affect eligibility.