Business referrals. Better-fitting opportunities.

Founding membership · Business-to-business lead exchange

Business Loan & Line of Credit Leads for Lenders and Brokers

Find business loan and line-of-credit inquiries aligned with your lending products, funding range and borrower requirements.

A “no” from your lending program doesn’t have to end the opportunity.

You’ve reviewed the request, spoken with the owner and learned what the business needs. But the amount is too small, the operating history is too short or the owner needs a product you don’t offer. Without the right referral partner, that work stops there. With one, you may still be waiting on a funded deal and tracking a commission.

Give an eligible request another route through MCA Shield. Once another member claims your referral, you earn a credit toward an available inquiry that suits your own lending criteria. Put your team’s time into the next borrower conversation you can handle directly.

Explore Platinum: Review membership benefits and placement options for your company. See Platinum Membership →

Limited free prelaunch membership

Join For Free

Free memberships are limited—apply now for prelaunch onboarding and opening updates. Approval is required.

Lead Exchange opening

November 2026

Approved members will receive opening updates and secure activation instructions when access opens.

Exchange membership

Free for a Limited Time

Standard exchange claims use one earned credit with no cash fee for active Platinum members, or one earned credit plus $40 for non-Platinum members. Eligible bulk purchases are priced separately.

Platinum business lending placement

Choose Your Category & Position

Secure a fixed directory position for your annual membership term. Availability depends on the category and position; call or submit an inquiry to discuss your preference. See current Platinum benefits and pricing →

The Lead Exchange is planned to open in November 2026. Ask about Platinum availability for your preferred category and position. Exchange benefits begin when the exchange opens, subject to approval. Free memberships are limited; apply now. Free membership does not reserve a Platinum spot. Lead availability, traffic, rankings, inquiries and results are not guaranteed.

Sample Business Loan Leads: Term Loans, Credit Lines & SBA Inquiries

See examples of the information a lender or broker can review when assessing an inquiry. Compare the requested financing and business details with your own intake criteria.

Illustrative sample leads—not live inventory. These screenshots do not represent approved borrowers or guaranteed lead availability. Select an image to view it at full size. Any $40 standard claim price in the sample artwork is the non-Platinum cash fee; use the membership pricing beneath each sample for both options.

Sample business term loan lead showing requested funding and borrower details
Business term loan inquiry

Standard claim with Platinum: 1 earned credit + $0 cash fee.
Without Platinum: 1 earned credit + $40. Eligible bulk purchases are separately priced.

Sample business line of credit lead showing requested limit and business details
Business line of credit inquiry

Standard claim with Platinum: 1 earned credit + $0 cash fee.
Without Platinum: 1 earned credit + $40. Eligible bulk purchases are separately priced.

Sample SBA loan inquiry showing funding needs and business qualifications
SBA loan inquiry

Standard claim with Platinum: 1 earned credit + $0 cash fee.
Without Platinum: 1 earned credit + $40. Eligible bulk purchases are separately priced.

Explore the Interactive Lead Exchange Demo

Business Loan Leads, Credit Line Leads and SBA Inquiries

Businesses use “funding” and “financing” broadly. A useful lead identifies the requested product and purpose instead of assuming every inquiry belongs in the same lending program.

Small business term loan leads

These inquiries involve a specified funding amount for a defined business purpose. Capture the use of funds, requested timing, revenue, operating history and existing debt. The receiving lender determines whether the business qualifies and what terms it can offer.

Business line of credit leads

A business seeking access to funds as needed has a different request from a one-time loan applicant. Record the desired limit, expected use, seasonal cash-flow needs and current credit facilities. Do not label a request “preapproved” without supporting authorization and evidence.

Working capital funding leads

Payroll, inventory and operating expenses can drive working-capital requests. Clarify whether the business seeks a term loan, revolving line or another option. Revenue patterns, existing payments and the intended use help a provider decide what to investigate.

SBA loan leads and assessments

A business expressing interest in an SBA loan is an inquiry for eligibility review, not an SBA-approved borrower. SBA 7(a) financing is provided through participating lenders and may support purposes including working capital or changes of ownership. Refer to the SBA’s official 7(a) program information; the receiving lender evaluates the actual application.

For providers seeking leads: This page describes exchange membership and borrower-inquiry opportunities. It is not a borrower loan application, financing commitment or inventory of approved loans. New merchant cash advance funding and consumer loans are outside this exchange’s scope.

From an Out-of-Range Request to a More Relevant Conversation

A lending mismatch can be about product, geography, industry or transaction size. Submit accurate referral details with the prospect’s permission; an eligible inquiry earns one credit only after another member claims it.

  1. 01 / REFER THE MISMATCH

    Outside your criteria

    A $40,000 working-capital request is below your firm’s $100,000 funding minimum. Another provider may consider it.

  2. 02 / EARN WHEN CLAIMED

    One claimed referral = one credit

    After review and another member’s claim, your referral earns you a credit to use in the exchange.

  3. 03 / SELECT YOUR NEXT FIT

    Choose with your earned credit

    Use one earned credit to claim an available standard inquiry that meets your lending criteria. Active Platinum members pay no cash claim fee; non-Platinum members add $40.

Illustrative example, not actual inventory or a promised match. A credit lets you choose from eligible available leads; it is not a direct swap with the same company or a guarantee of equal lead value.

For example, a business needing ongoing access to working capital may suit a revolving credit provider rather than a term-loan specialist. The receiving firm still makes its own eligibility assessment.

Follow the full referral-to-credit process →

Help grow the referral network

Know a company that could be a good fit?

An inquiry outside one company’s criteria may be exactly what another company can handle. More active providers, lenders and brokers with different specialties, service areas and deal sizes create more opportunities for useful matches for everyone.

Invite companies in: MCA debt relief, business loans and credit lines, invoice factoring, equipment financing, purchase order financing, asset-based lending, commercial real estate financing, business tax relief, business credit building.

Invite two or three industry contacts you trust. Use the ready-to-share invitation below, or send the link with your own introduction.

Share by emailShare on LinkedIn ↗

For LinkedIn, copy the invitation using “Copy LinkedIn post,” then select “Share on LinkedIn” and paste it into your post before publishing.

Preview the invitation

Page link: https://mcashield.com/lead-exchange/business-loan-leads/

Add a link to your website

Paste this link code into an HTML or Code block on your website to invite other companies to explore this category.

Funding Inquiries From Multiple Routes

Requests referred by members

Other providers may receive borrowers outside their loan-size range, operating-history requirements or product offering. Review the stated reason for referral alongside the borrower’s reported circumstances.

Eligible lead bundles

Eligible unclaimed lead bundles provide additional purchase options when available. Compare inquiry age, use of funds, document readiness and the displayed terms before purchasing.

A claimed record is released to one receiving member through the exchange. That does not mean the business has never approached another lender.

Compare lead sources in the main exchange →

Optional annual Platinum membership

A fixed directory position. More ways to connect.

Promote your company with annual directory placement, a dedicated profile, professional articles, direct inquiry opportunities and quarterly reporting. The MCA directory offers ten priced tiers. Other categories have separately confirmed inventory, publication schedules and routing scope.

$2,000–$11,000 per year, based on your position within the chosen category

Fixed annual placement

Your purchased directory priority stays fixed for the agreed term. Your first term ends November 30, 2027, with prelaunch time included if you join before opening. Higher-priced tiers appear above lower-priced tiers, with no daily listing rotation.

Your profile, website & inquiries

Help shape your profile’s layout, section arrangement and conversion links. Present your services and credentials, with relevant links to your website, contact page or quote form.

2–11 articles each year

Receive one professionally written company-specific article annually for each $1,000 of your placement price, published on MCA Shield on an agreed schedule.

Industry-specific visibility work

Category content, company profiles, supporting articles and internal links help visitors discover and evaluate your company on MCA Shield.

Credit-only standard claims

Active Platinum includes approved exchange access. Claim an available standard exchange lead for one earned credit + $0 cash fee once the exchange opens.

Quarterly performance reports

See your company’s traffic, visitor pathways, website clicks and recorded opportunities, with quarter-to-quarter comparisons and the next priorities.

Two inquiry round-robins for the top three paid MCA tiers

Only the $9,000, $10,000 and $11,000 paid MCA tiers share eligible direct merchant inquiries from MCA Shield’s quote form and a separate round-robin of MCA debt relief ISO/partner inquiries.

A lower-priced tier does not qualify for either rotation, even while temporarily appearing in the first three listings. Directory position and lead eligibility are separate.

Routing depends on active status, service fit, geography, availability and documented permission. Inquiries directed specifically to your company and standard exchange claims remain separate. Other categories require their own agreed routing scope; these MCA benefits do not automatically apply to them.

Compare all ten annual positions and article allowances
MCA directory tiers and annual supporting-page allowances—not live availability. Other categories require separate confirmation. The numbers below identify purchased priority, not guaranteed temporary screen position.
PositionAnnual priceArticles / yearMCA round-robins
#1$11,00011Included while eligible*
#2$10,00010Included while eligible*
#3$9,0009Included while eligible*
#4$8,0008Not included
#5$7,0007Not included
#6$6,0006Not included
#7$5,0005Not included
#8$4,0004Not included
#9$3,0003Not included
#10$2,0002Not included

*Only the three identified paid MCA tiers qualify, subject to fit, permission and active participation. Purchasing a tier in one category does not include placements or routing benefits in other categories.

While higher tiers are vacant, your listing may appear higher among active members. When those tiers fill, listings follow the purchased order. Your purchased priority remains fixed for the agreed term through November 30, 2027; continued placement requires renewal. Holders receive the first opportunity to renew their tier before it is offered to another company, subject to the agreement’s deadlines and terms.

What your quarterly report includes
  1. Inquiries and leads received: direct profile inquiries, exchange claims and eligible round-robin introductions, separated by source.
  2. Profile and article traffic: views, unique visitors and the company content attracting the most interest.
  3. Website and contact-option clicks: activity on website, phone, email and inquiry links, with completed inquiries counted separately.
  4. Traffic sources and search visibility: available referral sources, search queries, impressions and clicks for your company content.
  5. Visitor pathways and drop-off points: how visitors move from guides and directories to your profile, website or inquiry, and where they leave.

Reports use available tracking, compare quarters as history becomes available, and explain the next priorities. Reporting does not give members access to unrelated visitors’ identities or financial details; identifiable inquiries are shared only through permitted delivery routes. Activity or sales after a visitor reaches your own website require your tracking or shared results.

Exchange claims, start dates and membership details

Earn a credit when your referral is claimed. Submit an eligible inquiry with the prospect’s permission. When another member claims your accepted referral, you earn one credit. Submission alone does not earn a credit.

Standard claims: active Platinum members use one earned credit with no cash claim fee. Non-Platinum members use one earned credit plus $40. Claims require exchange approval and available inventory; no starting credits are included.

Direct inquiries and bulk inventory: the two MCA round-robins are included only with the qualifying paid MCA tiers. Direct merchant inquiries from MCA Shield’s quote form are not individually sold to free members or lower-tier Platinum members. Standard exchange claims and separately priced bulk purchases remain distinct.

Timing: Platinum is available now. The first term ends November 30, 2027; joining before launch includes the prelaunch period. Publication, article scheduling, reporting and applicable routing start dates are confirmed in the agreement. Standard exchange claims begin at opening, scheduled by November 30, 2026, subject to completing safeguards and compliance review. The agreement addresses any launch changes.

Prefer the exchange only? Lead Exchange membership is free for a limited time. Platinum is optional. Standard claim fees and other purchase terms still apply.

Scope: visibility work supports your presence on MCA Shield. It does not include a separate SEO retainer for your own website. Paid placement does not change editorial ratings or buy an endorsement. Any promotional partnership requires separately agreed terms and does not automatically include either paid MCA inquiry round-robin.

If your company does not purchase Platinum

Participation is optional. An unpaid MCA company can remain a small text link toward the bottom of the directory, outside the ten expanded paid placements. An unreserved tier may be offered to another MCA debt relief company.

Its profile’s quote buttons may route to a clearly labeled MCA Shield quote form rather than its own website. The form explains the referral route before submission; a general MCA Shield inquiry may reach a different participating provider. A form expressly identified for a named company remains intended for that company.

Additional annual supporting pages, member-directed layout input and quarterly reporting are not included. Factual corrections remain available regardless of payment. Companies may still apply for the limited-time free Lead Exchange membership.

Reservations, payments, renewal and upgrades

Temporary MCA tier holds: use the reservation page to select an available tier. Only a successful reservation confirmation creates a hold. Save your private management link and complete the agreement and payment requirements before the displayed expiration. A hold does not collect payment or confirm enrollment.

Non-refundable Platinum payments: payments for Platinum membership and directory placement are non-refundable, except as required by applicable law. No full or prorated refunds are provided for voluntary cancellation, unused time or unused benefits. Confirm your category, tier, included services and start dates before paying. This policy does not excuse failure to perform contracted obligations or override rights under applicable law.

Renewal: holders receive the first opportunity to renew their tier under the annual agreement. Renewal pricing, deadlines and payment requirements are disclosed before acceptance. This is not lifetime placement or automatic renewal authorization.

Upgrades: a higher tier must be available. Any additional charge, effective date, content allowance and routing eligibility require written confirmation; no automatic proration or price-difference formula is promised.

Review the Terms of Service and your annual agreement before enrollment. The Privacy Policy explains reservations, information handling and permitted referrals.

For an MCA tier, check the reservation page for current availability and temporary-hold conditions. For another category, send an inquiry to discuss fit and availability. An inquiry does not reserve a tier, collect payment or commit you to a purchase. Paid enrollment follows the agreement and payment process.

View search screenshots and visibility goals →

Paid directory priority reflects the purchased tier, not an independent quality ranking or endorsement. Membership does not guarantee exchange approval, rankings, traffic, available leads, equal inquiry quality, signed partnerships or sales. Placement and benefits apply during the agreed active term. Payments are non-refundable except as required by law; review the payment details above before enrollment. Lead sharing remains subject to the relevant form disclosures and permission, not membership alone.

Related Business Lead Categories

Refer inquiries to the service they actually need. Cross-category claims depend on your approved role and the prospect’s permission. This network excludes new MCA funding, consumer debt relief and personal credit repair.

Explore all 12 categories and the full exchange process.

What to Check Before Claiming a Business Loan Lead

A useful referral separates what the owner reports from what has been verified. Exchange screening is not underwriting or a promise of financing.

Qualification detailWhy it matters to provider fit
Requested amount and purposeCompare the funding need with your product range and permitted uses.
Revenue and operating historyAssess whether a more detailed eligibility review is appropriate; no universal lender threshold is assumed.
Industry and stateCheck your accepted business types and authorized service area.
Existing obligationsIdentify payments, existing credit facilities and reported liens that need further review.
Document readinessRecord whether requested financial records are available; do not expose bank statements or tax records in a shared listing.
Inquiry age and permissionReview original date, last contact, distribution history and evidence supporting the proposed introduction.

A smaller request or shorter operating history may be a mismatch for one provider without making the inquiry invalid. Record why it was referred; incomplete permission or contact verification requires clarification before listing.

Inquiries must meet the exchange’s age, accuracy and permission requirements. Check the shared eligibility standards.

If a record has an undisclosed qualifying defect: report it within 30 days of its original CRM inquiry date. After verification, one Super Credit covers a standard replacement without the $40 fee. An underwriting decline alone does not qualify. Review the dispute process →

Limited-time free membership · Platinum waives standard claim fees

Business Loan & Line of Credit Lead Exchange Membership

Limited free exchange memberships

$0Limited-time free membership · Approval required

Apply now for prelaunch onboarding and opening updates for approved exchange categories. Non-Platinum membership is free for a limited time. Platinum is optional. Review current Platinum benefits, placement options and pricing.

Join For Free · Limited Spots

Compare your lead claim costs

  • Standard lead with active Platinum: one earned credit, no cash claim fee.
  • Standard lead without Platinum: one earned credit plus $40 per claim.
  • Eligible bundles: credit requirements and discounted cash prices shown before purchase.

Membership requires an approved account in good standing. Credits are earned when another member claims your accepted referral. Membership does not guarantee inventory or funded deals.

Full claim pricing and credit details →

Approved members receive onboarding and opening updates before access opens in November 2026. See onboarding steps and full membership terms.

Business Loan Referral Questions

Are standard lead claims free with Platinum?

Active Platinum members pay no cash fee on standard exchange claims, but each claim requires one earned credit. You earn a credit when another member claims your accepted referral—not just when you submit it. Without Platinum, each standard claim costs one earned credit plus $40. Eligible bulk purchases are separately priced. Exchange approval and opening are required; inventory and results are not guaranteed.

Where can lenders and brokers find business loan leads?

The MCA Shield exchange is being built to connect eligible member referrals with providers whose criteria fit the inquiry. Standard claims and eligible bulk purchases have different costs and availability. Use the main exchange demo to see how the category filters work.

Are these prequalified or approved business loan applicants?

Acceptance means a record meets exchange eligibility standards, not that a lender has approved financing. Any qualification label must state what was checked. The receiving lender performs its own review and underwriting.

Can I find business line of credit leads?

This category includes requests for business lines of credit as well as term loans and SBA assessments. Review the product requested, desired amount, intended use, business history and reported financial details. Category inclusion does not guarantee live inventory.

Does this include SBA loan leads?

Businesses seeking an SBA assessment can fit this category, subject to provider eligibility and permission. A request is not an SBA approval. Program requirements and application review remain with the appropriate lender.

Can finance brokers participate?

Participation is subject to approval for the broker’s role, service area and category. Members must meet applicable licensing and referral requirements. Membership does not itself authorize brokering, compensation arrangements or unrestricted onward sharing.

Can I refer a declined funding request?

Yes, if the need is unresolved and the inquiry meets age, accuracy, contact and permission standards. Explain why it did not fit your company. A decline for your criteria is different from a fabricated record, invalid phone number or withdrawn permission.

What if the borrower needs equipment financing or factoring?

Use the appropriate equipment financing or invoice factoring category where the need and permission support that referral. Cross-category access depends on your approved role.

For general enrollment, credit and delivery questions, visit the exchange FAQ.

The Intake Experience Behind This Approach

Shane Fitzgibbon’s experience with merchant intake, debt relief marketing and ISO onboarding shaped the emphasis on recording why a request fits one provider better than another. This background is not a lending credential.

Keep Borrower Details Within the Right Review Process

Public previews should show enough non-identifying information to assess fit while keeping names, contact details, bank statements and tax records private. Obtain appropriate permission for the handoff and share sensitive records only through an authorized secure process.

The receiving lender or broker remains responsible for its own review and permitted services. See the planned platform safeguards and submission requirements.

Spend More Time With Funding Requests You Can Evaluate

Refer eligible inquiries outside your lending criteria, then use earned credits toward available opportunities that fit your products. A claim by another member earns the credit; approval and funding remain separate decisions.

Non-Platinum membership is free for a limited time. Apply now for prelaunch onboarding and opening updates, or explore Platinum membership and placement options.

Membership is subject to approval. Free memberships are limited; apply now. Free membership does not reserve Platinum placement. Independent providers set their financing terms. Membership does not promise lead volume, approvals or revenue. Privacy Policy · Terms of Service